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Saturday, July 13, 2013

Hour Cash - How to Get a Loan in 1 Hour


When searching for cash in an hour, consumers have an urgent need for cash. Emergencies come up that require many, with little or no credit, to search online for a payday advance. What is a payday advance? Essentially, it is like writing a post dated check and anticipating adding extra funds to cover fees for getting a loan. Most lenders require applicants to be U.S. citizens, 18 years of age, have a regular source of income, and have an open and active bank account. Some lend only to individuals that have a checking account, but it is possible to find a lender willing to work with borrowers that only have an open savings account.

Is it possible to get the needed cash in an hour? Yes, it is. Many online lenders will make the funds available in an hour after approving the submitted application. When applying for a loan online, quick and easy funds may be wired in about an hour. Most offline payday loan stores will make individuals wait 24 hours before making a cash loan available. Keep in mind that it would be advisable to apply for a loan during normal business hours, as early in the day as possible. Bank and employment information will have to be verified during open banking hours.

Rest assured that one hour cash advances are available for individuals that absolutely need quick cash. The online application should state clearly when these loans are available, either in 1 hour or 24 hours. Make sure that this urgent need for cash cannot be satisfied in another manner. Payday advances are short term loans with pretty hefty fees. View this loan as only a temporary solution to an emergency.

Get to know the conditions of the loan. Ask questions when going through the approval process. Have the terms, fees, and repayment options explained in a clear manner so that there will be no surprises down the road. Write down the lenders name, website address, telephone number and the persons name that explained the terms of the loan. Keep this admonition in mind, and meet urgent cash needs with a cash loan in an hour.

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